Valpay

🔗 Adyen Pay by Link: Overview & How It Works

💳 American Express Processing Options: OptBlue vs. Direct

A partner guide to understanding the three steps that determine when a merchant receives their deposit: Sales Day Closing Time, Settlement Delay, and Sweep Transfers to their bank account.

⏱️ How Merchants Get Funded: Sales Day Closing, Settlement Delay & Sweep Transfers

If you see a deposit with a Pending status in the portal, the system is reconciling a discrepancy between the predicted and actual deposit amount. Learn what it means and…

What Does a "Pending" Deposit Status Mean?

Explains how transaction statuses flow between Adyen and ValPay, when Authorization updates to Sale, and what drives the sync timing.

Understanding Transaction Statuses in ValPay

The Life of a Transaction: From Card Tap to Bank Deposit

This article explains the difference to help you choose the correct refund method and set proper expectations with merchants.

Understanding Refund Types in Adyen: Referenced vs. Unreferenced Refunds

Adyen criteria and requirements for Fleet and WEX

Accepting WEX and Fleet Cards

This is the general rule (US) for bypassing pin debit.

Bypass Pin Entry on Terminals

🏛️ 1099-K Form

A high-level overview of the 2026 surcharging landscape — card network rules, U.S. state-by-state requirements, international rules, and what's new this year (Visa/Mastercard interchange settlement and Australia's Oct 2026 ban).

Surcharging Guidelines for 2026

What to do if I have multi currencies

This article breaks down all the details surrounding Apple Pay and Google Pay payment methods with the Adyen platform.

Accepting Apple Pay & Google Pay

Create payment links

This article explains how Industry Codes and MCC (Merchant Category Codes) are used within the ValPay and Adyen platforms, what they mean, and how partners should handle them when onboarding…

🏷️ Understanding Industry Codes and MCC Codes in ValPay & Adyen

Some card types can only be accepted by merchants in specific industries. These cards rely on the merchant’s industry classification, also known as a Merchant Category Code (MCC).

💳 Card Types That Require Specific Industry (MCC) Codes

A guide to how Adyen manages the timing between a customer's payment and the final settlement of funds for both online and in-person transactions.

⏱️ Understanding Capture Delay: Online vs. POS

Learn how to request a change between daily and monthly discounting, including when the update takes effect and how it impacts your statements.

How to Change Your Discount Method (Daily vs. Monthly)

Learn how to create payment links through the Customer Area.

Payment links through the Customer Area

Explanation of how batching works on Adyen payment terminals, including Immediate Capture, settlement batches, and why merchants do not need to manually close batches

💳 Partner Guide: Understanding Batching on Adyen Terminals

Step-by-step instructions for submitting a merchant bank account change request, including required documentation and processing timelines.

🏦 Bank Account Changes

Learn what an ACH return notification email means, why you received it, and the steps to take to resolve the returned payment.

📩 ACH Return Notification: What It Means & What to Do

A partner-friendly guide to how Adyen handles end-of-day batching (sales day closing) and how your merchants receive their deposits.

Understanding Batching & Deposits

How interchange and markup make up processing fees, the difference between daily and monthly billing, how to explain the Deposits tab to monthly billing merchants, and when monthly statements are…

Fees and Billing: Interchange, Markup, Daily vs Monthly, and Statements

Dynamic Currency Conversion (DCC) lets international shoppers choose to pay in their own currency at the point of sale, with Adyen handling the FX conversion and disclosure.

Dynamic Currency Conversion (DCC): Enablement

Foundational payment concepts every partner should understand. 

Payment & Processing Basic

Reporting Portal

PCI Compliance

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